Financing Options : Insurance

Insurance Plan Participation List

At IVF FLORIDA Reproductive Associates, we believe that bringing a new life into the world should not be cost-prohibitive. In addition to partnering with US Fertility to provide financing to couples and individuals who could not otherwise afford infertility treatments, such as in vitro fertilization (IVF), we participate with a number of insurance providers.

Accepted Insurance Plans

Aetna® (all products)
Blue Cross® and Blue Shield® (HMO, PPO, POS)
Health Options™
Preferred Patient Care
Cigna® (all products)
Coventry (all products for infertility services only)
First Health Network
Golden Rule UHC
Humana® (only contracted for the initial new patient visit)
Memorial Managed Care (HMO, PPO, PHO)
UnitedHealthcare® (all products)
United Resource Networks (URN)
Parent Steps
Reproductive Resource Services

Your insurance company isn't listed?

Participation in insurance plans and third-party networks is continuously changing. Contact IVF FLORIDA Reproductive Associates or your insurance provider to see if we participate with your insurance plan.

Out-of-Network Benefits

Many insurance plans offer out-of-network benefits, which may entitle you to reimbursement for some of the out-of-pocket expenses you have incurred. Our staff will help you file claims with your insurance company and provide you with the documents necessary to do so. To find out if you have out-of-network benefits, contact a customer service representative at the number listed on your insurance card.

Limited or No Insurance Coverage

If you do not have insurance coverage, contact one of our financial counselors today to discuss other options that may be available to assist you in reaching your personal and financial goals.


IVF FLORIDA is a proud partner of: