Fertility Insurance Coverage
Navigating treatment costs and insurance is an important part of planning your fertility journey. Our experienced Financial Educators are here to help you understand your insurance benefits and minimize your out-of-pocket expenses.
How our financial team supports you
At IVF Florida, we know the financial aspect of fertility care is a significant consideration. Our Financial Educators:
- Explain treatment costs and your insurance coverage before starting a cycle
- Specialize in infertility coverage and insurance benefits
Administrators we work with
IVF Florida is contracted with the following insurance providers:
- Aetna® (all products)
- AvMed
- Blue Cross® and Blue Shield® (HMO, PPO, POS)
- Network Blue
- Health Options™
- Traditional
- Preferred Patient Care
- Cigna® (all products)
- First Health Network
- Humana® (only contracted for the initial new patient visit)
- Memorial Managed Care (HMO, PPO, PHO)
- UMR
- UnitedHealthcare® (all products)
- United Resource Networks (URN)
Important: Benefits vary based on your specific plan. Participation does not guarantee coverage. Always check with your insurance provider for the most accurate information about your individual benefits.
Fertility benefit administrators we accept
In addition to traditional insurance plans, IVF Florida partners with several fertility benefit administrators—third-party companies that specialize in managing fertility treatment benefits offered by your employer.
Patients who use these programs may receive:
- Negotiated preferred rates
- Streamlined claims processing
- Exclusive coverage for fertility treatments and medications
We proudly work with the following fertility benefit administrators:
- Maven Clinic
- EviCore
- Progyny
- Optum
- WINFertility
Some of these programs may require employees to enroll directly with the fertility benefit provider to access covered services. We recommend contacting your HR department to verify your eligibility and enrollment process. You can also speak with a Financial Educator for assistance.
Words can’t fully express our gratitude. Thank you for helping make our dream of a family come true—we will forever be grateful.
Helpful Resources
Start with Confidence: Schedule a financial consultation
At IVF Florida, our goal is to make fertility care as accessible and affordable as possible. Connect with our Financial Educators early in your journey so you can focus on building your family—without unnecessary financial surprises.