Making Fertility Treatment Affordable: Options for Patients
So you’ve just been told that you’re best chance of having a baby is In Vitro Fertilization (IVF). You already know that juggling the tests, exams, medications, and monitoring visits will likely be overwhelming. Even more overwhelming? Figuring out how to pay for treatment. Despite how common infertility is, very few insurance plans cover the full cost of treatment – if they cover any infertility related procedures at all. This often leaves couples scrambling to figure out how to pay out of pocket for a variety of procedures and medications.
To help patients navigate how to afford the fertility treatments they need to build the families of their dreams, the fertility specialists of IVF FLORIDA are providing a few options for patients struggling with how to cover their costs.
Understand Your Insurance Plan
While there are a few insurance plans that will cover the full cost of fertility treatment, the vast majority of plans do not. So while your plan may not cover everything, some tests and procedures may be covered depending on your plan. Many insurance plans IVF FLORIDA contracts with cover things such as diagnostic testing and consultations, reducing at least some of the cost for patients. Most importantly, patients should reach out to their insurance providers and find out exactly what is covered under their plan and what they’ll be responsible for. Learning the ins and outs of your plan will help you minimize the amount you will have to pay out of pocket.
Research Discount Programs
If you’re planning to undergo In Vitro Fertilization (IVF), there is a chance you may need more than one cycle in order to achieve a pregnancy. At IVF FLORIDA, we offer multi-cycle discounts through our Attain IVF program. Utilizing a multi-cycle discount program will increase your chances of bringing home a baby while minimizing your costs if you choose to undergo two or more cycles of treatment.
Consider Third-Party Financing
Most patients can’t afford to pay the full cost of their treatment up front. To help patients who don’t have enough saved to undergo treatment, IVF FLORIDA offers multiple healthcare-specific financing options for patients. These partners often offer interest rates below what patients can find elsewhere, lowering the overall financial burden. Depending on the program, the financing options can cover everything from medications to retrievals and transfers. Learn more about our lending partners today.
Apply for Grant Programs
A variety of non-profit organizations have popped up over the years that offer grant programs for couples struggling to afford fertility treatments. RESOLVE, the national infertility association, provides information about a variety of nonprofit organizations that provide financial assistance to infertility patients throughout the country.
Whether you pay for your fertility treatment through your insurance plan, using discount and grant programs, financing, or a mix of all of the above, the fertility specialists of IVF FLORIDA have a team of financial counselors available to help all patients figure out the best way to make fertility treatment more affordable. If you are struggling with infertility and would like additional information on how to make your treatment more affordable, contact us at 866.770.2168.